The FRP Question Every TPA Needs to Answer in 2026

The Timeline Keeps Moving

If you're a TPA running Relius, you've been hearing about FRP for years. FIS has been developing its next-generation retirement platform — FRP (FIS Retirement Platform) — as the eventual successor to Relius. The problem is, the timeline keeps shifting.

Every time you think you have a clear migration window, FIS pushes it back. And every delay creates a cascading set of questions that most TPAs aren't equipped to answer on their own.

Three Questions You Need to Answer Now

1. Do You Wait for FRP or Move to Something Else?

This is the fundamental strategic question. FRP may eventually be excellent. But "eventually" is a long time when you're running production systems on a platform whose development resources are being redirected.

If you wait, you're betting that FRP will be ready, that it will meet your needs, and that the transition will be smooth. If you move, you're investing in a migration that may or may not be necessary depending on FRP's final timeline.

2. What's Your Relius Risk Profile?

Not all Relius installations are equal. Some TPAs are running relatively standard configurations. Others have years of customizations, integrations, and workarounds baked into their environment.

Your risk profile determines your urgency. If you're heavily customized, every month without a clear plan increases your exposure.

3. Who's Going to Help You Evaluate This?

This isn't a question for your Relius account manager. They have a product to sell. It's not a question for a general-purpose IT consultant. They don't know Relius from Oracle.

You need practitioners who've been inside Relius environments — who understand the plan types, the compliance workflows, the data architecture — and who can give you an honest assessment of your options.

What We're Telling Our Clients

We're advising TPAs to develop a dual-track plan: prepare for FRP while simultaneously evaluating alternative paths. Don't wait for certainty — build optionality.

The worst position is the one where FRP gets delayed again and you've done nothing to prepare.

If you're a TPA navigating this decision, we've helped recordkeepers and TPAs across the industry evaluate their options. We can help you too.